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Bob Invests

81.8K subscribers

Latest from Bob Invests

Bob Invests
The Quiet Demotion: How AI Tools Are Suppressing White-Collar Wages

Jessica used to manage a team of six. Now, thanks to AI, she does the work of all six people with just one junior assistant.

26:57
The Quiet Demotion: How AI Tools Are Suppressing White-Collar Wages

908 views

3 hours ago

Bob Invests
5 Habits That Build Million (And Why Most People Skip Them)

Nicole and Brian work the same job and earn the same salary. So why is Nicole a millionaire at 41 while Brian has less than $70k ...

24:07
5 Habits That Build Million (And Why Most People Skip Them)

4,298 views

1 day ago

Bob Invests
The $100K Rule: What Most People Get Wrong

Marcus and Angela make the exact same salary. So why does Angela have 7.5x more money after 9 years? In this video, we ...

25:43
The $100K Rule: What Most People Get Wrong

3,962 views

2 days ago

Bob Invests
Target-Date Funds vs Building Your Own Portfolio

DISCLAIMER: I am a researcher, not a financial advisor. The content in this video is for educational and entertainment purposes ...

21:56
Target-Date Funds vs Building Your Own Portfolio

3,245 views

3 days ago

Bob Invests
Most People Start Saving at 40 On THIS Much

Derek is 42 with $17000 in his 401k. His advisor told him he's "fine" if he just starts saving now. They're both wrong. In this video ...

20:43
Most People Start Saving at 40 On THIS Much

5,117 views

4 days ago

Bob Invests
The FIRE Movement Explained | Aggressive Saving vs Reality

Michelle and Brad saved 70% of their income for 7 years to retire by 45. It cost them their marriage, their friends, and their ...

24:17
The FIRE Movement Explained | Aggressive Saving vs Reality

6,636 views

5 days ago

Bob Invests
Job Hopping vs Staying Put | The Salary Reality Check

Ryan stayed for 9 years and earns $71k. Greg hopped jobs for 7 years and earns $104k. Who actually won? In this video, we ...

19:54
Job Hopping vs Staying Put | The Salary Reality Check

8,021 views

6 days ago

Bob Invests
Your Debt Strategy Is Probably Wrong

Jennifer followed the most popular debt advice in America. She got "small wins." She stayed motivated. And it cost her $9200 in ...

16:50
Your Debt Strategy Is Probably Wrong

4,278 views

7 days ago

Bob Invests
The Starter Home Mistake That's Costing Americans Thousands

Lauren and Jason did everything right. They saved 20%, bought a modest starter home, and built $100000 in equity. So why are ...

21:51
The Starter Home Mistake That's Costing Americans Thousands

6,509 views

8 days ago

Bob Invests
The $178,000 Salary Trap | Why Big Income Doesn't Mean Big Savings

Aaron makes $178000. Travis makes $32000. So why does Travis have more in his savings account? In this video, we perform a ...

21:49
The $178,000 Salary Trap | Why Big Income Doesn't Mean Big Savings

3,862 views

9 days ago

Bob Invests
Why a Paid-Off House is the Most Dangerous Asset You Can Own

In this video, I break down what I call the Dead Equity Trap—the hidden danger of paying off your mortgage that nobody in the ...

15:19
Why a Paid-Off House is the Most Dangerous Asset You Can Own

83,505 views

1 month ago

Bob Invests
Why Smart People Fall For This Money Trap

You get a $3000 check in the mail. You feel rich. You book a trip. You buy a jacket. But wait—that was your money the whole time.

12:31
Why Smart People Fall For This Money Trap

10,236 views

2 weeks ago

Bob Invests
Most People Start Saving at 40 On THIS Much

Derek is 42 with $17000 in his 401k. His advisor told him he's "fine" if he just starts saving now. They're both wrong. In this video ...

20:43
Most People Start Saving at 40 On THIS Much

5,117 views

4 days ago

Bob Invests
Status Signaling Is Destroying Your Wealth

Why do we buy a $500 t-shirt when a $10 one does the exact same job? Why does a price hike sometimes increase demand?

9:47
Status Signaling Is Destroying Your Wealth

55,099 views

3 months ago

Bob Invests
The Dangerous Illusion of Being Rich

You make $200000 a year. You drive a BMW. You live in the "good" zip code. To the world, you've made it. To your bank account, ...

11:49
The Dangerous Illusion of Being Rich

12,162 views

1 month ago

Bob Invests
Your Neighbors Are Drowning in Debt and You Don't Know It

Alison and Derek live in a beautiful home, drive luxury cars, and just renovated their kitchen. Their friends think they're winning.

20:33
Your Neighbors Are Drowning in Debt and You Don't Know It

13,227 views

10 days ago

Bob Invests
Mortgage Payoff vs. Investing | Which Actually Makes You Wealthier

Patricia did everything "right." She paid off her mortgage at 52. She owns her home free and clear. So why can't she afford an ...

11:17
Mortgage Payoff vs. Investing | Which Actually Makes You Wealthier

8,780 views

1 month ago

Bob Invests
Why Billionaires Don't Look Rich

Warren Buffett is worth $138B, yet he still lives in the same house he bought in 1958. Why? Because he understands the ...

15:13
Why Billionaires Don't Look Rich

21,410 views

1 month ago

Bob Invests
The $178,000 Salary Trap | Why Big Income Doesn't Mean Big Savings

Aaron makes $178000. Travis makes $32000. So why does Travis have more in his savings account? In this video, we perform a ...

21:49
The $178,000 Salary Trap | Why Big Income Doesn't Mean Big Savings

3,862 views

9 days ago

Bob Invests
Your Car Payment Is Worse Than You Think

You signed the paperwork. You drove off the lot feeling great. And in that exact moment, you lost ten thousand dollars. But nobody ...

16:13
Your Car Payment Is Worse Than You Think

72,676 views

2 months ago

Bob Invests
Job Hopping vs Staying Put | The Salary Reality Check

Ryan stayed for 9 years and earns $71k. Greg hopped jobs for 7 years and earns $104k. Who actually won? In this video, we ...

19:54
Job Hopping vs Staying Put | The Salary Reality Check

8,021 views

6 days ago

Bob Invests
Your Savings Rate Determines Everything

Charlie Munger's wisdom about the initial challenge of accumulating the first $100000 provides a crucial insight into "wealth ...

20:52
Your Savings Rate Determines Everything

31,203 views

2 months ago

Bob Invests
The "Decoy Effect": How Menus Trick You Into Spending More

In this video, I break down the complete psychology and mathematics of the decoy effect. I'll show you the landmark 1982 ...

15:23
The "Decoy Effect": How Menus Trick You Into Spending More

90,922 views

2 months ago

Bob Invests
Why "Safe" Money Is The Most Dangerous Place For Your Wealth

In this video, I break down what I call the Savings Account Illusion—the dangerous confusion between nominal safety and real ...

18:10
Why "Safe" Money Is The Most Dangerous Place For Your Wealth

14,585 views

1 month ago

Bob Invests
When Does Investment Income Finally Beat Your Day Job?

Ever wondered how your money could work harder for you than you work for it? This video explores how consistent investment ...

19:37
When Does Investment Income Finally Beat Your Day Job?

104,990 views

2 months ago

Bob Invests
The Math of Being Broke: Why You Pay Double for Everything

In this video, we break down the "Sam Vimes Boots Theory," a concept that explains why it is mathematically impossible for ...

16:07
The Math of Being Broke: Why You Pay Double for Everything

506,933 views

3 months ago

Bob Invests
Your Debt Strategy Is Probably Wrong

Jennifer followed the most popular debt advice in America. She got "small wins." She stayed motivated. And it cost her $9200 in ...

16:50
Your Debt Strategy Is Probably Wrong

4,278 views

7 days ago

Bob Invests
Side Hustle Reality Check | Taxes, Time & Truth

We've been told that "the grind" is the only path to freedom. But for 39% of Americans, the side hustle is actually a financial trap.

14:08
Side Hustle Reality Check | Taxes, Time & Truth

31,792 views

1 month ago

Bob Invests
Why Saving Too Much is a Mistake (The Coast FIRE Cheat Code)

What if you could quit saving for retirement in your 30s? This is the mathematical cheat code for financial freedom. Bobby breaks ...

9:31
Why Saving Too Much is a Mistake (The Coast FIRE Cheat Code)

32,073 views

2 months ago